RGf Finance
  • Home
  • About
  • Contact
  • Calculators
    • Home Loan Repayment Calculator
    • Home Loan Offset Calculator
    • Extra Repayment Calculator
    • Stamp Duty Calculator
  • Residential Home Loans
  • First Home Owner Grants - HomeBuilder Grant
  • Equipment Finance
  • Commercial & Business Finance
  • Low Doc Loans
  • Testimonials
  • Home
  • About
  • Contact
  • Calculators
    • Home Loan Repayment Calculator
    • Home Loan Offset Calculator
    • Extra Repayment Calculator
    • Stamp Duty Calculator
  • Residential Home Loans
  • First Home Owner Grants - HomeBuilder Grant
  • Equipment Finance
  • Commercial & Business Finance
  • Low Doc Loans
  • Testimonials
Low Doc Loans
Picture
Low Doc Loans
Low doc loans are available to Self Employed borrowers who may not have the financial statements and tax returns available to apply for standard fully documented loans. 
This may suit the following Self Employed/Business circumstances:
  • Uneven cash flow
  • Seasonal business
  • Latest tax returns/financials not available
  • Justified increase in income compared to prior years
  • Reinvesting profits into business

Picture
Available for the following types of lending:
  • Residential & Commercial lending
  • Variable Home Loans
  • Fixed Rate Home Loans
  • Construction loans, purchases and refinances/debt consolidation
  • Prime lending loans to 80% LVR
  • Non Conforming loans up to 90% LVR
  • Lines of Credit 
  • Cash out (working capital an acceptable purpose)

Picture
Documentation required:
Depending on the lender and product and interest rate you will be required to provide Self Certification of your income as well as one of, or a combination of two of, the following:
  • Accountant's Declaration
  • BAS (most recent 3mths, 6mths or 12mths)
  • Business bank statements (latest 3mths, 6mths or 12mths)

Home
About
Contact
RGF Finance specialises in providing the right product and loan for every client's financial requirements. We will provide you relevant information to ensure you understand the process and that you are confident and aware of the end financial outcome.
Read More +
Privacy POLICY
Proudly powered by Weebly